financial woes
Somehow for some uncanny reason.. i always end up broke towards the end of the month without saving anything.
No matter how much i tried to save.. like not eating breakfast at the canteen.. eat cookhouse food all the time.. try not to go clubbing.. so on and so forth.. i always end up with less than $50 at the end of the month. I don't buy clothes (that explains why im usually wearing the same clothes all the time to the point where i'm getting bored with myself) and all those fancy gadgets like mp3 players..camera handphones.. so where is my money going to..? Beats me. I always see others buying new stuff for themselves.. but they never seem to run out of money... haha :P
I should really write a budget down on paper and adhere to it.. and do a expenditures/savings account to ascertain where my money is going to. Thats one way to account for my financial woes for the time being :)
There are some things that i wanted to get for a very long time but never had the financial capability to get one yet.
Top of the List1) A DSLR.
I agree that this costs a bit too much for me.. considering that the cheapest is the Olympus E300 at around $1600. The ones i wanted to get are all at the $1900 range. Theres nothing worse than having the interest and passion for something and yet you are unable to go about doing something for it.
Maybe a 2nd-hand would suffice for the moment for a novice like me.
2) A road bike.
At least on weekends, i can still go cycling around singapore. Maybe even join SACA and participate in some roadrace or something.. something to keep fit at the same time too. A decent road bike would at least be in the $600 - $1000 range. Pretty expensive but at least its a worthy investment for healthy living :)
Lastly 3) A pair of shoes
I think my present pair of sneakers is wearing out pretty fast, considering i've worn it since poly year 2.. my feet is starting to get wet every rainy day already :(
save save save.. i foresee more hungry mornings and less spending on food. In a way.. i won't get fatter too.
